how do banks work?

  How do banks work?

Introduction How do banks work?

Have you ever wanted to know what a bank is? Banks have been all around the world for thousands of years but do you know what they can do? They give you money and will give 2 percent of your money and that’s called interest. The bank borrows money from you, they agree to make a payment so you can get more money. Oh and by the way I didn’t tell you about a bank account. A bank account is when you keep the money. The bank keeps the money in a vault so nobody can steal it, a vault has a lock to protect it from getting stolen. When you get money from the bank the bank gives your money to somebody else and there’s this card that you can spend on because it’s saved in your bank account.

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Sometimes the bank pays you money and 2 percent interest so you get more of the money you're getting, you can deposit money in your bank account, after that the bank will lend money to you, piggy banks can’t fit all your money that’ why there's a bank account a credit card needs a pin number up to 4 because if somebody steals it they will be able to spend anything. There are different kinds of banks in NZ (Anz, Asb,Bnz, Westpac and TSB).

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Money is very important because if you didn’t you wouldn’t have food, it has been over a thousand years even in the 1900s, for example, you want $100 and you get $102 because of the 2 percent interest.

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You get money from jobs and helping your parents almost every day, I get five dollars because I help my mum and dad do things, maybe you should help your parents so you can earn money to buy things.

         

Conclusion 

Now you know how banks work I hope you do help your parents and earn money for yourself         

NZ currency money slide

speech video

A trip to the Philippines

A trip to the Philippines 

I was in the airport so I could go on my flight to the Philippines the flight was in one hour, I was excited to go on the plane, it was my first time on a plane, I got to eat on the plane and watch a movie on the iPad it took so long to fly it took an hour to set it up, finally, it took off, my brothers were already sleeping and I was like “don’t sleep!!!!!” We can watch a movie.

After two days we arrived in the Philippines. It was already hot there. First I visited my grandma, then to my cousins, grandpa, and my other grandma, I was there for two weeks. We went to the swimming pool and the beach. My cousin and I made sandcastles and swam on the beach.

I was getting ready to swim after I finished swimming. We had to go back home when I was back  I gave my cousin a PS4, he liked he said thank you I was helping him set up the Ps4 so we could play. After two hours we finished the setup and now we could play Call of duty black ops4. I was happy that I was in the Philippines so I couldn't be bored at home. I was hot after swimming on the beach but I still had lots of fun. I was getting sleepy when I was playing on the PS4, I slept first then I played again. But I played on my computer because I was getting bored with the PS4, I was watching on my laptop. 

We went out to see what was going on in the city, we went to Mcdonalds to eat then we went on a blue tricycle with seats on the back (motorcycle was blue) it was so cool to go on one of those so it was easier, there were no traffic lights there so everybody just drove it was busy so we had to wait a long time, I was getting so sleepy so I slept for a while we were waiting and I said this “hurry up already!!!” then we went, it took a long time to go.

When I woke up we were in my grandad’s farm with chickens, I carried one of them and they were so fluffy, her name was Sarah she was still a baby so I carried her softly. I got really hungry luckily there was food, there was donut’s, pie’s and a sandwich, I ate all of the food on the table I got really full.

After two weeks I went back to Auckland.

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The time I got a scar

The time I got a scar

When my mum was pregnant with me, she had chickenpox and while I was inside her womb, I was infected with it. That’s why I was born with one blind eye. I always have a hard time straightening my head because I need to use my good eye. 

But good news is, the doctors can fix it. Although it will always be blind, they can do something to make it open. I just need to decide when I want to do it. I think I will do it when I’m 16 or older. I want to do it at 16 or 18 years old because I can get really nervous.

I am happy that my friends and the kids in my school don't think any less of me. My family also says that I am extra special because I can do whatever anyone else can do, sometimes even more. 

I think other kids like me can do anything. You just need to be confident and proud of yourself. With me, I want to be a basketball player so I can get stronger and better just like other kids are.

Having one blind eye is not too bad. If you think of it, it could have been worse. That’s why I am still thankful and I’m not gonna let this stop me from following my dreams. 

define batering and history of money

the time I swapped my brother for a bike

Do you feel like your brother is getting annoying? 

This is the time I swapped my brother for a bike. I saw somebody with a bike and I asked him if he wanted to swap my brother for his bike and I said “do you want my minion toy or one other toy?” He said, “can I look at your family members ?” He looked at them and said “I wanna take him” I said, “ can I have the bike now?” I was on my new bike.

  I saw him give my brother to someone else and I was mad so I told him to give it back and then the next day he tried doing it again I was getting annoyed by him. I think he wanted to swap with me because he didn’t want his bike, this time I ignored him and did a wheelie (i almost fell) he was giving him to the same person!

 I was getting tired of him so I sneakily took the brother back while he was doing something else and ran off with my brother in between my legs, my brother was about to fall but I held him by the shirt.


                                                                             to be continued